As insurance products have become more varied and complex, there’s more potential for confusion. While most people have a pretty good understanding of how basic life, homeowners, and auto insurance policies work, liability coverage can be far more difficult to grasp. In today’s lawsuit-happy society, it’s important for companies and professionals to have a good working knowledge of liability coverage.

That’s particularly true for safety professionals. They often work in situations such as construction and manufacturing that present a substantial amount of potential risk for personal injury and property damage. Their role of minimizing the risk of injury to individuals in the workplace can actually increase their own risk of liability.

Safety Professional Liability Insurance Article