Insurance Loss Control Assessment Consultant

Qualified Safety Management Group safety advisors perform standardized or custom loss-control surveys for insurance agents, brokers and carriers. These surveys are used to assist customers exhibiting upward loss trends or to aid insurers wishing to prescreen potential customers. Companies seeking insurance coverage may also benefit from the same surveys by using them to promote their safety successes.

Because we have extensive experience in loss control and working with insurance carriers, we understand what your company needs to do to satisfy insurance companies and lower your costs. Our custom loss-control surveys provide a detailed examination of your loss trends, and audits of both safety programs and facilities allow us to call attention to deficiencies, make recommendations for improvement, and identify opportunities for effective safety training.

Loss Control Surveys vary in design and scope. Some are very detailed while others may be brief recaps of the opinions of the creator of the report. Loss Control Surveys have been traditionally prepared by Loss Control representatives of insurance companies (or their representatives). Often, the costs associated with the preparation of these surveys are included in a company's workers' compensation premiums.

A Loss Control Survey is defined as a report containing analysis of a company's perations with a focus on occupational injury and illness exposures. The survey taker utilizes a combination of loss data, injury statistics and site visits to accumulate information for the Loss Control Survey. If warranted, the survey will contain recommendations designed to help the company reduce workers' compensation losses.

The most significant part of the Loss Control Survey is often contained in the recommendations section. Recommendations, if warranted, are developed to counteract issues discovered in the process of developing the Loss Control Survey. Specific, well-defined recommendations can offer a useful action plan that will provide the company cost-effective strategies to reduce work-related injuries and illnesses.

Safety Management Group also has the unique capability of providing comprehensive follow-up services to assist in development and implementation of recommendations included as part of every loss control survey.

Loss Control Surveys: What You Don't Know WILL Hurt You
Loss Control Surveys are a great tool that can be used to identify significant issues causing losses. They may also help companies develop sound countermeasures that will save money.